About The Author

    Sam S. Ruffalo was born in Chicago in 1924. In 1932, his mother, father, and two younger brothers moved to Kenosha, Wisconsin. His father was struck with cancer in 1934, suffering until his death in 1937. His mother raised Sam and his brothers with the help of loving neighbors, the church, and county relief during these depressions years and survived. 
   Sam began his working life as an entrepreneur with dreams for success at the age of 21 in New York City. He started an import and export business, following his services in World War II, in the Atlantic and Pacific war zones as a radio officer in the U.S. Merchant Marine. He was  honorably discharged, after the war ended,  by the U.S. Coast Guard in 1945. 

 His business failed. He returned to Wisconsin, entered the insurance industry. As a Special Agent for the Prudential Life Insurance Company, he became one of the top agents in the United States for the sales of Life and Health Insurance policies. He was promoted to a District Manager the next year. Four years later he moved back to Wisconsin. He began and owned his own agency as an insurance broker, Ruffalo  Associates, Inc.  He recruited, hired, and trained life insurance and property and casualty insurance agents. His agency represented major USA insurance companies and Lloyds of London, in the Greater Milwaukee Area. He served small to medium sized companies providing estate plans, business counseling services, corporate continuation plans, pension plans, and property and casualty insurance plans of protection. He obtained a Chartered Life Underwriter (CLU) designation in 1966. He sold his insurance agency in 1980, retired, but not for long.  

 In 1981, Sam organized NurseCall Inc., a Medicare and Medicare Certified Home Health Agency operating in Wisconsin and Illinois. He also organized  Health Staff Inc. a temporary staffing agency for nurses and physician locum tenens, for recruiting and placements of nurses, and physicians, operating with offices in the Midwest. He served his companies as sole stockholder, President, CEO, and Chief Financial Officer. He decided to retire in 1995, and sold his companies, but  passed his Bloomington and Peoria office in Bloomington, Illinois to his son Randy, and his two grandchildren Jill and Steve Ruffalo. Randy currently operates the Health Staff office in Bloomington, Il.